How to Accept Credit Cards Without a Merchant Account

If you plan to use the third-party merchant to process in person transactions, you will receive a processing chip from the merchant that you can attach to your smart phone. The processing chip usually slides right onto the front of your smart phone. You will then slide the customer's credit card through the chip and process transactions this way. This option is ideal for businesses who do small transactions throughout the day at a small storefront or market-style booth. If your business has a brick-and-mortar location that tends to run a high number of transactions throughout the day, you may opt for using your business computer to run transactions. You can download and set up the merchant's processing app on your business computer. You can then use the app, in tandem with the processing chip, to run transactions through the merchant service. If you are running an online store, you should put an order form or shopping cart on your site to process transactions through the merchant. Each merchant will have their own method for doing this. They may also provide premade forms that you can place on your website and customize for your business. Talk to your chosen merchant about setting up this option on your online site. Troubleshoot any issues with the third-party merchant. Most third-party merchants offer technical support for any issues or problems you may have with their service. You should get in contact with the merchant if you encounter any glitches with their service, especially if you have never used a third-party merchant before. They should be able to troubleshoot the issues with you to ensure their service works as it is supposed to and supports your business needs.