Life Fix

It’s a great idea to make goals at the beginning of the school year to better yourself as a student and person. Everyone wants to achieve their goals, but it can be too easy to fall back into bad habits, such as procrastination, as the year progresses. That doesn’t have to happen if you take steps to get into the right mindset, steadily work towards your goals, and make efforts to stay on track so you can accomplish everything you’ve dreamed of by the end of the year.

The IRS has established a “Fresh Start” program to help taxpayers who are unable to pay their tax obligations in full. An installment agreement is a plan that will allow certain qualifying taxpayers the ability to pay their tax debt over time. In order to qualify, each of the following must be true: To apply for an installment agreement, first visit the IRS.gov website, and then follow the links to “Payments” and “Online Payment Agreement.” Once there, review the list of information that you will need to enter in order to submit an application: If you wish to enter into an Online Payment Agreement, you begin by determining what you can pay, and how soon you can pay off the debt. You need to consider this step carefully and choose a plan that you will be able to pay. If you select the 60 day or 120 day option, you will be given a specific date by which your full payment is due. You will also receive a warning that failure to pay by that date may result in tax liens or other legal ...

You want smooth skin but you don’t want to break the bank for it, especially when you’re not sure if a product is good quality or not. The techniques for achieving smooth skin on a budget are affordable, often natural, easy to keep up with, and yield great results. Whether you’re blemish free and want to maintain your look, or you have stripes, scars, or marks on your skin and you’d like to cover them up, you have a variety of affordable options at your fingertips.

This article was co-authored by Camber Hill. Camber Hill is a numerologist, author, speaker, and the owner of Camber Hill Coaching based in Long Beach, California. For over 37 years, Camber has coached entrepreneurs, creatives, business executives, and professional sports figures. He has also inspired creatives in the entertainment industry such as professional directors, writers, actors, and top radio personalities. Camber’s unique use of numerology allows him to understand the under-current which drives his clients to create long-term solutions and measurable results. His work has been featured in the History Channel's "The Human Calculator," The Los Angeles Times, Palm Springs Life Magazine, and California radio programs. He is also a member of The International Coaching Federations and is a board member of the ICF Orange County's Board of Directors. Additionally, Camber is distinguished as a certified business owner by the National Gay and Lesbian Chamber of Co...

This article was co-authored by Ashley Adams. Ashley Adams is a Licensed Cosmetologist and Hair Stylist in Illinois. She completed her Cosmetology education at John Amico School of Hair Design in 2016. This article has been viewed 663,683 times. To achieve pastel hair, you'll first need to bleach it to platinum blonde or white, then apply whatever color of dye you'd like to use. Make sure you test the bleach on a small section of your hair to see how long you need to leave it in. After your bleached hair has dried, mix your pastel dye with white conditioner, which will form the base. Apply the dye evenly to your hair and cover it with a shower cap or aluminum foil. After 20 minutes, wash a strand of your hair to see if the color is how you want it. If it’s too light, leave your hair to keep dyeing. Check it every 5 to 10 minutes until you’re happy with the color. Then, wash and dry your hair. If there are any uneven patches, touch them up with more dye. For more tips from o...

Developing a long-term goal requires a lot of thought about the future and what you want from it. To start developing a long-term goal, ask yourself where you'd like to be in the next five years. Think about what kind of work you'd be interested in, where you'd like to live, whether you'd like a family, and any other questions that might be important to you. When you have concrete answers to all of these questions, you'll have a clearer picture of what your ideal future will look like. Then, you can begin work on formulating a goal that will help you reach that future and ultimately get ahead in life

This article was co-authored by Adam Dorsay, PsyD . Dr. Adam Dorsay is a licensed psychologist in private practice in San Jose, CA, and the co-creator of Project Reciprocity, an international program at Facebook's Headquarters, and a consultant with Digital Ocean’s Safety Team. He specializes in assisting high-achieving adults with relationship issues, stress reduction, anxiety, and attaining more happiness in their lives. In 2016 he gave a well-watched TEDx talk about men and emotions. Dr. Dorsay has a M.A. in Counseling from Santa Clara University and received his doctorate in Clinical Psychology in 2008. This article has been viewed 63,395 times. To achieve happiness, one of the best things you can do is focus on the positives in life, even when things aren't necessarily going your way. For example, instead of beating yourself up for not getting the job you wanted, you could look at it as an opportunity to become even better at doing interviews. You should also focus on ...

Project future income and expenses. Use the information you learned in part one to do this. Add up your expected income in the coming months, then subtract the cost of all your necessary monthly expenses (such as rent/mortgage, utility bills, etc.). This will give you an idea of how much money you will have for discretionary spending, paying off debt, savings, etc. Take stock of your monthly bills. Look over all the payments you have each month, and see where there's room to cut back. Notice where you're spending money on unneeded goods and services and consider eliminating these expenses. Even small tweaks can result in big savings over time, eventually resulting in financial freedom. Debt is a huge burden for many, and in order to become financially secure you'll need to eliminate as much debt as possible. Make a list of all the existing debts you have, and figure out how much you can reasonably pay each month towards eliminating these debts. You may have to make som...

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